Posted by: zpetals on: March 23, 2009
Lately, I haven’t had any time to work on this blog, and haven’t had much time or inclination to work on our financial goals. Sure, I’ve paid things on time, even way in advance of due dates (I’m trying to get at least a month ahead rather than living paycheck to paycheck) but, for the most part, I’ve not put much time or effort into it. I have been so busy with teaching and workshops and the Bean that I’ve sort of placed this blog and the financial goals off to the side.
That’s not to say I don’t think about it a lot of the time. I tend to worry a great deal about money, and about how/when we’re going to pay things off, and about money coming in and going out.
And lately, it seems like there’s always some obstacle or surprise standing in our way. Something was wrong with the brakes on Car#1 and CarpenterBoy fixed them last week, only to find out that something more intense is wrong with the rotors on the brakes. He’s got to fix that, now. I’m lucky in that he’s able to work on these things and to fix these things wrong with the car, but it’s still got me stressed as to how much money the parts will cost us, and how it will take him away from the work he needs to do in his cabinetry shop.
I have several subaccounts at ING—and send money each month to the vacation fund and the holiday fund—but I don’t have one for car repair and issues. I probably should. I don’t know if I can squeeze any more money out of our budget, though. I’m having a hard time right now as it is. It would be so much better—it will be so much better—once the $700 we send each month to credit cards is done and going into OUR coffers again.
I know that what I need to do is take deep breaths and remind myself of the big picture here. The financial goals we’ve set, the things we need to take care of so later we can be more secure–those are the things I need to keep my eyes on. The prize of financial freedom is what I need to keep my eyes focused on.
Deep breaths.